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A nice house in a large field in Wyoming

Loans

A senior couple painting a room white and petting their golden retriever

CLOSE FASTER ON YOUR DREAM HOME.

We’ll help!

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What’s your next milestone?

Loans represent major milestones in our customers’ lives—and we’re honored to be part of them.

As a locally owned bank, every expert in the Lusk State Bank, a Division of Banner Capital, family is empowered to make a difference for our customers right away. We can get started as soon as today!

 

 

We offer competitive rates for:

AUTO LOANS

Get what you need to hop in the driver’s seat, whether you’re purchasing through a private seller or a dealership.

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HOME IMPROVEMENT LOANS

Dreaming of a new kitchen or upgraded bathroom? We can’t wait to see what you’ve got in mind!

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CONSTRUCTION LOANS

Let us help you build your dream home! Talk to us about loan options for your new home construction.

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CREDIT CARDS

Choose from Visa Classic or Visa Platinum, with convenient options to apply online.

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MORTGAGE LOANS

Our resident experts can walk you through the process of securing a conventional mortgage loan, FHA mortgage loan, VA mortgage loan, or USDA mortgage loan.

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PERSONAL LOANS

Working together, we’ll help you decide on the best loan option for your individual situation.

Home Loans

Ready for a home upgrade?

What an exciting milestone! We’ll help ensure the process of buying a new home (or upgrading the one you have) is quick, easy and stress-free as can be… and it all starts by securing the perfect loan*.

We’ll seamlessly guide you through the process by assessing your needs, reviewing your financial goals, and pairing you with the home loan option that checks all the right boxes for you.

*All loans are subject to credit approval.

Buying a home?

With our easy, stress-free online mortgage process, you can close on your new home even faster.

Our mortgage options include:

  • Conventional fixed-rate mortgage loan
  • Construction loan
  • FHA mortgage loan
  • USDA mortgage loan
  • VA mortgage loan

 

If you are looking to apply for a HELOC please contact us at 307-433-1555

Looking into a Home Equity Line of Credit (HELOC)?

If you have equity in your home, you can apply for a Home Equity Line of Credit (HELOC). If approved, the line of credit you’ll receive is based on the value of your home, and you’ll be able to use the funds as needed for up to 60 months. Payments due during that time will be interest only.**

Though most people take out a HELOC to fund specific home improvement projects, you can also use your HELOC funds to consolidate debt from high-interest credit cards, cover college tuition, or create an emergency fund.

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**The minimum monthly payment will not reduce the principal outstanding balance at the end of the 60 months. You may submit a higher/additional monthly payment amount, qualify for a loan modification or be required to pay the balance off at maturity. APR is based on a variable rate. Product is subject to a loan origination fee.

Have a home loan question? Drop us a note, and we’ll be in touch with the answers you need!

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    Auto Loans

    As your hometown bank, nothing means more to us than empowering you to reach your next financial milestone with confidence.

    That’s why, when you get your auto loan* through Lusk State Bank, a Division of Banner Capital Bank, we’ll work with you one on one to:

    • Secure pre-approval before you buy
    • Walk you through your new loan’s rate and fees, so there aren’t any surprises
    • Answer all your questions about monthly payments, loan principal and interest (P&I), and more

    Our experienced lenders can help you with personal and commercial auto loans alike—so whether you’re looking into a slick new SUV or investing in a fancy new fleet, we’ve got the expertise to get you what you need.

    *Subject to credit approval requirements. BCB can provide loans for autos, RVs, boats, motorcycles and ATV purchases. Financing available for new and used purchases.

     

    Need to make an auto loan payment?

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    Getting started with your new loan

    We’re excited to welcome you to Lusk State Bank, a Division of Banner Capital Bank!

    Since opening our doors in 1964, we’ve earned the trust of our customers one firm handshake at a time— and now, we look forward to doing the same with you.

    An email with detailed instructions for setting up your account is on its way, but if you’re too excited to wait, click here to get started now. (You’ll need to have your social security number handy.)