Lusk State Bank

Personal Checking

Lusk State Bank offers a variety of checking options to fit your personal needs. Each of our accounts provides you the convenience of 24-hour account access through ATMs and our on-line banking program.

Personal Checking

A non-interest bearing account with unlimited check-writing privileges

  • $4.00 monthly maintenance fee
  • Maintain a $500 average monthly collected balance to avoid prior mentioned maintenance fee
  • No minimum deposit required to open account
  • Debit card available after approximately 30 days of account opening
  • Senior citizens and minors not assessed a maintenance fee
  • Internet banking available

NOW Checking

An interest bearing account with unlimited check writing privileges

  • 0.25% Interest Rate, 0.25% APY
  • $1200.00 minimum required to open
  • Tiered service charge plan
    • $1200.00 and over Average monthly balance – no charge
    • $1199.00 to $800.00 Average monthly balance -- $3.75 charge and $0.20 per check over 20 checks
    • $799.00 to $500 Average monthly balance -- $5.25 charge and $0.20 per check over 20 checks
    • Under $500.00 Average monthly balance -- $7.75 charge and $0.20 per check over 20 checks
  • Debit card available after approximately 30 days of account opening
  • Internet banking available